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Treasury Management

Liquidity solutions meets secure banking

Modern banking tools to optimize cash flow without compromising security.

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Commercial Banking

Commercial lending with an entrepreneurial spirit.

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***IMPORTANT ANNOUNCEMENT***
EFFECTIVE OCTOBER 1, 2022, OAKWOOD BANK WILL NO LONGER CHARGE A FEE FOR INSUFFICIENT FUNDS ITEMS RETURNED OR PAID INTO AN OVERDRAFT STATUS.
WHETHER YOUR OVERDRAFTS OR INSUFFICIENT FUNDS (NSF) ITEMS WILL BE PAID IS DISCRETIONARY AND WE RESERVE THE RIGHT NOT TO PAY. FOR EXAMPLE, WE TYPICALLY DO NOT PAY OVERDRAFTS OR INSUFFICIENT FUNDS ITEMS IF YOUR ACCOUNT IS NOT IN GOOD STANDING, OR YOU ARE NOT MAKING REGULAR DEPOSITS, OR YOU HAVE TOO MANY OVERDRAFTS. REPAYMENT OF THE OVERDRAFT AMOUNT IS EXPECTED IMMEDIATELY. YOU ARE REQUIRED TO BRING YOUR ACCOUNT TO A POSITIVE BALANCE AT LEAST ONCE EVERY 30 DAYS. ANY DEPOSITS YOU MAKE WILL FIRST BE APPLIED TO YOUR OVERDRAWN BALANCE. ANY ITEMS NOT PAID INTO THE OVERDRAFT WILL BE RETURNED AS INSUFFICIENT FUNDS AND MAY RESULT IN A CHARGE FROM THE MERCHANT WHO PRESENTED IT.

 

 

 

 

 

 

 

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In observance of Columbus Day, our offices will be closed Monday, October 10th.